A guide to Buying

Buying with Henleys

Your Local Multi Award-Winning Estate & Letting Agents based in Cromer & North Walsham

If you’re considering buying a property in Norfolk, why not give us a call so that we can talk you through the processes involved. At the same time, we would be delighted to register your details so that we can keep you informed of any suitable properties that may become available. Below is a quick guide that we have put together to briefly outline the processes involved with buying a property.

 

Step 1 - Get your property valued

If you have your property to sell, you will need to get your property appraised by a professional agent (like ourselves). Please click here to arrange a FREE, NO OBLIGATION valuation.

Step 2 - Choose the right mortgage and how much can you borrow?

If you require a mortgage it’s never too early for you to start thinking about getting mortgage advice as this can be a time-consuming process and this will also be essential for determining how much you are going to be able to spend on buying a property. It is a good idea to seek advice from an Independent Financial Adviser (IFA), mortgage broker or lender. Our mortgage consultant, Neil Crayford is available on 01263 511111 for a free NO OBLIGATION conversation about your mortgage needs. Alternatively, click here to arrange a meeting with our in-house independent mortgage consultant.

Step 3 - Work out your budget

Before you start your search for your ideal home, we would recommend that you spend some time thinking about what you can afford to spend on buying a property and consider your monthly mortgage payments. Bear in mind your savings will have to cover the deposit and other expenses such as mortgage fees, solicitor fees and stamp duty on properties costing more than £125,000.

Click here to use our mortgage calculator.

Step 4 - Find the ideal property

Once the first three stages have been completed, it is then time to find your ideal property. We would recommend that you speak to as many agents as possible within the area you are looking to purchase to register your details so that these agents can keep you informed of any suitable properties that become available. It is also a good idea to subscribe for alerts on the major property portals such as Rightmove and Zoopla, subscribing to these alerts will result in you receiving email notifications every time a property meeting your requirements either become available or reduced in price.

Step 5 - Make an offer and obtain quotes for solicitors and surveyors.

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Step 6 - Preparing to sell

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Step 7 - Preparing to sell

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Step 8 - Preparing to sell

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Step 9 - Preparing to sell

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Mr Smith

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